The decision to lose weight is a highly emotional one. You are now looking to the future with so many hopes and expectations. You are now in a great position to start justifying some spending. What better investment could you make than into your own health? Surely every dollar you spend today will be saved in health and life insurance premiums. Think of all the medical bills you save.

Don’t wrongly justify spending a lot of money to get in shape. I come to you today as a still small voice – it doesn’t take a lot of money to get in shape. As an example, you can .

With your new vision of your skinny self you head out to do some shopping.

Before you know it, you’ve spent $500 dollars on new exercise clothes, running shoes, and a gym membership.

However, you are better off asking yourself – do I need that today? Most of our fitness spending is based on what we are sure we will need tomorrow. Think, for example, about new exercise clothes. When you first start your fitness plan it will probably start with some casual walking. Do you really need a $50 Under Armor shirt to walk around the block? How about those $200 running shoes? Don’t you think that your old $50 running shoes would suffice?

Buy the minimal items at first, and then as you start to exercise you can get more ‘technical’ gear.

To be honest, I’m not a fan of a lot of exercise equipment. However, I recognize that many of you live in a frozen tundra and think your lungs will collapse if you try and exercise outside. So I’m going to give you a little leeway.

However, you should only buy one piece of exercise equipment. If you don’t use this rule, you will own something for abs, biceps, and cardiovascular fitness – all within the first day. You don’t need to (and can’t) get in shape overnight. If you start with one small new exercise you are on the right track – don’t buy everything at once.

I’ll let you in on a little trade secret …

Most exercise equipment sits in a corner collecting dust. You could probably buy a used treadmill that is four years old for a 90% discount. And the machine has probably only been used for a total of 15 hours. There is no reason to buy new equipment.

Where do you get used sports equipment?

1. Second Hand Stores – I think exercise equipment is on thing you should .
2. Used athletic stores – like Play It Again Sports
3. Craigslist
4. Network – let people at church know what you’re interested in buying. Yet, another advantage of forming a .

It is too easy to justify fitness spending. While it is so important to get into shape, don’t give yourself a blank check for spending. Don’t destroy your finances in an effort to get fit. By the end of the year you probably wouldn’t feel any better about yourself.

All your exercise spending is subject to the old rules of – budget it or you don’t spend it. If you spent the budgeted amount – don’t spend any more.

There is not a single company in the world that has a product that makes you skinny just by eating THEIR brand of food. You can get online and look for healthy recipes and cook your own food. Use sites like to help you monitor and track your required daily food intake.

Before you race out to take advantage of the predictable January sale at the gym, ask yourself if there is a way you could exercise for free.

Free options include – walking/running, community centers with free resources, an exercise room at work. Sure, these options might not have all the bells and whistle, but let me remind you, you are a beginner so you don’t need all the bells and whistles.

There are a lot of great plans for getting into shape. Most, however, require highly specialized equipment. However, you can often use resources in your own home.

• Use paint cans or rocks to work your biceps.
• Find a bar at home for chin ups.
• Use a chair to work your triceps.
• Do sit ups and push ups without any equipment.

Use your kids as weights. Sometimes I just wrestle with my kids and lift them up for the exercise. (I’m glad this post doesn’t have a full body shot because I’m about the size of a twig on a dead tree).

I’m not saying that for the rest of your life you’re only going to use paint cans to get in shape. However, after you’ve developed a habit and proved to yourself you’re going to stick with it – then go buy better stuff.

Hmmm. Not much more to say here. Buy it month by month until you see if it is getting used – then sign the long term contract.

The internet is packed full with useful information on fitness. Find a cheap at home fitness plan online.

Otherwise, you might want to get a book that will give you some structure and exercise plans. I have the book – it has lots of at home exercises.

You’re on fire because on January 1st you ran around the block. As a person who was a long distant runner for several years, I’d advise you to wait to sign up for the marathon till you know you’re ready. There can be a lot of registration fees lost if you find you set your goal to prematurely.