原文：
May 7, a rainstorm hit, Guangzhou, Guangdong Provincial Insurance Regulatory Bureau said, according to the latest data, said two days received a total of "flood cars" auto insurance more than 13,000 cases reported, the storm is expected to result in the loss of Peifu will reach 139 million, of which auto insurance Peifu accounted for nearly 90%, more than 125 million yuan. Recently, some weather experts predict that the North China and Northeast China in 2010 may also be encountered more than heavy rain, in order to allow vehicle owners to avoid losses, the reporter interviewed the experts to teach you how to prevent the rain flooded car and how to save themselves. Cast additional risks to prevent secondary damage It is understood that some car manufacturers set loss for the owners of flooded vehicles are quite different, there is some heavy rain the Guangzhou Automobile 4S shop only to "clean money", other costs such as insurance companies to set out details of the final details of the compensation. It is reported that, under normal circumstances, as long as the loss of vehicle owners to purchase insurance as a vehicle for any losses caused by flooding, the insurance company will compensate all the loss or partial loss. However, the terms loss of vehicle insurance will be clear that the engine water damage is not within the scope of protection, then the need for more targeted insurance. The engine loss insurance is Che Sunxian the additional risk, if the vehicle in order to ensure compensation for the risk of wading, the best insurance against "loss wading risk" sort of insurance. Higher than half of the water wheel do not force wade Responsible for a large car repair workshop who fly in an interview that, in fact, repairing a car owner for each storm was forced to wade across it clear that would be very dangerous, but because of luck most people consider themselves to be less "back" to see the car in front has passed, I thought I could be in the past, the results appeared in the situation of the engine inlet, the ratio above account for at least Qi Cheng. Fly that vehicles will not be flooded, we must first understand their own level of vehicle inlet. "In general, almost the height of the inlet and headlamps, if the surface height of more than half a wheel, then, must not be forced to wade across a longer; if the water wheel in half the following, you can carefully through, however, to stabilize speed, do not brake or receive oil spray if aroused over the location of the inlet, the same escape the fate flooded. Do not let vehicles flooded again after the start Thunderstorm season, if Tu Yu heavy rain, the owner how to maximize my friends to avoid losses? First of all, do not let car start again. Car flooded, the water will enter the engine from the inlet, resulting in engine flameout, this time there will be water accumulation in the cylinder chamber, and spark plugs in braving the water, if the owner starts the engine, the piston will Top connecting rod bend, or even cylinder head roof leak, causing irreparable damage. Master fly car to save themselves in answer to the question that is not a prerequisite to restart, then the owner would be cool to get our attitude fully apparent. First of all, do not open the door, quickly hit the rescue call. In fact, if an emergency, can lower the glass, out the window. If the situation is not very urgent, played after the rescue call, in the car and do not panic, because vehicles are also well confined effect, the drainage design of the chassis are one-way valve, a short time and will not enter water, waiting for rescue vehicles coming is a good idea. (Xinhua Wang Kuijun)
原文来自： http://www.techflash.com/seattle/2010/01/innovation_and_startups_ten_lessons_from_my_days_at_valve.html

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译文：底盘上的排水道设计的都是单向阀门
5月7日，一场暴雨袭击广州，据广东省xxx透露 的{zx1}数据称，两天共计接到的“水浸车”车险报案超过1.3万例，预计此次暴雨造成的损失赔付将达到1.39亿元，其中车险赔付占了近90%，超过1.25亿元。 近日，有气象专家预测，2010年我国华北及东北可能也将遭遇多场大暴雨，为了让车主避免损失，记者采访了相关专家，教您如何防范爱车被雨淹以及如何自救。 投附加险防止二次受损 据了解，部分汽车厂商对于车主被淹车辆定损存在较大差异，此次广州 暴雨就有部分汽车4S店只给予“清洁费”，其他费用要等保险公司{zh1}列出详细赔偿细则。 据介绍，一般情况下，只要车主购买了车辆损失险，因为车辆浸水造成的任何损失，保险公司都会赔偿全部损失或部分损失。不过，车辆损失险的条款中都会明确规定，发动机进水造成的损坏不在保障范围之内，这时就 需要更加具有针对性的险种。而发动机损失方面的保险属于车损险的附加险，如果为了确保车辆涉水风险得到赔偿，{zh0}投保“涉水损失险”之类的险种。 水面高过半个车轮勿强行涉水 某大型汽车维修厂负责人高飞在接受记者采访时表示，其实每次暴雨后来修车的车主都明确表示强行涉水会非常危险，但由于大部分人都存在侥幸心理，认为自己不会那么“背”，看到前面的车开过去了，心想自己也能过去，结果 就出现了发动机进水的情况，这一比例至少占七成以上。高飞说，车辆会不会被淹，首先要了解自己车的进气道的高低。“一般来说，进气道和大灯的高度差不多，如果水面高度超过半个车轮，那么，一定不要再强行涉水了；如果水面在半个车轮以下，可以小心通过，但是，要稳住车速，不要刹车或收油，如果激起的浪花超过进气道的位置，同样难逃被淹的厄运。 被淹后千万不要让车再启动 雷雨季节，如果突遇大雨，车主朋友们怎样才能{zd0}限度避免损失呢？ 首先，不要让车再启动。车被淹后，水就会从进气道进入发动机，从而导致发动机熄火，这时候就会有水囤积在汽缸室，而火花塞在顶着水的情况下，如果车主启动发动机，就会把活塞连杆顶弯，甚至将缸盖顶漏，造成 不可挽回的损失。 高飞师傅在回答汽车自救的问题时表示，不重新启动是个先决条件，这时车主冷静处理事情的态度就会xx显现。首先，不要打开车门，赶快打救援电话。其实，如果情况紧急，xx可以降下玻璃，从车窗出来。如果 情况不是很紧急，打过救援电话之后，在车内也不要惶恐，因为现在车辆的密闭效果都还不错，底盘上的排水道设计的都是单向阀门，短时间内也不会进水，等待救援车过来是个不错的主意。（记者王魁军）

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